Statistics tell us that we’re all likely to be involved in a car accident at least once in our lives. You can be the most careful driver in the world, but it’s impossible to predict how others will act. One day, you’ll hear the deafening crunch of metal, and you’ll grind to a halt. Yes, someone has driven right into you! It happens more often than you think. If you’re certain this collision wasn’t your fault in any way, then you shouldn’t be liable for any payment. In fact, their insurance policy should cover everything. But, just to be sure, here are the steps you should take after the accident.
Don’t accept any blame
We’ve all done it before. We’ve all said “sorry” when we absolutely were not at fault. It happens when someone bumps into us in the street, for example. It’s so easy for these incriminating words to fall out of our mouth at the scene of an accident. But, they can, and probably will, be used against you as an inference of blame. Don’t say sorry, don’t admit to any possibility of blame. But, don’t antagonise the other party either. Shouting and screaming won’t help you here! Simply exchange the relevant details with the other driver. These details should include:
- Phone Number
- Insurance company
- Policy number
- Driving license number
- License plate number
Write down every little detail
When it comes to claiming your compensation, the more information you have, the better. And, the longer it’s been since the accident, the less credible the evidence. Start writing down all the details you can about the crash. Take the name of the other driver, and the details of the car. Record the weather conditions and time of day. Draw a sketch of the accident as it happened, and take as many pictures as possible. Every little detail will help you later on.
Let the police take over
When the police arrive, they will begin taking statements and assessing the situation. Let them take over, and let them begin to establish blame. They will be in control of the situation. The more calmly you present your side of the story, the more credible your evidence. Stay in control, give them a factual statement, and let them handle the rest. At this point, leave the scene and let the police get on with their work. Meanwhile, you can pick up a free rental car from us here at Acorn Rentals. Don’t worry, the insurance company at fault will foot the bill.
Notify their insurer
If you’re certain the crash was the fault of a third party, notify their insurer. Let them know the details of the collision, and inform them that you will be seeking damages in due course. They will then begin their own investigation into the accident to ascertain blame. At the same time, the police will continue theirs, which ultimately holds the most weight.
Notify your insurer
Even if it wasn’t your fault, it’s a gesture of goodwill to inform your own insurer. Let them know the details. It will prepare them in case the third party insurer’s make a counterclaim against you.
Visit a doctor and a repair shop
Finally, visit a doctor to assess and record any immediate injuries and damage. Get a doctor’s note that confirms this assessment. Next, visit a car repair shop, and get a quote for the repair of damages. This information will form the basis of your compensation claim.
If you’ve been involved in an accident that wasn’t your fault, you deserve remuneration. Follow these steps, and make sure you get it.