Car Accident Melbourne
From small prangs through to more serious incidents, car accidents in Melbourne are a daily occurrence. If you’ve been involved in one, you’ll also know how distressing they can be too. Following are three of the most important things you’ll need to arrange to get things back on track after you’ve made a report the police about the incident (if necessary) and taken down the other drivers details at the scene.
Get in touch with your insurer
Regardless of whose fault the accident was, before you arrange any repairs contact your insurance company. You’ll likely need to provide them with details of the other driver involved in the accident, including their name, contact details and details of their vehicle.
Hire a car to get around while yours is off the road
Being without your car after an accident in Melbourne can be one of the biggest disruptions to your life because of the incident. You could find yourself without it for a number of days or weeks.
Hiring a car is one of the most convenient options to keep you moving while you can’t drive your own car, and it doesn’t have to be expensive either. There are a couple of scenarios in which you can access an accident replacement vehicle at no cost to you.
If you were not at fault in the accident, you are legally entitled to a rental car with the costs being covered by the at-fault party. Through Acorn Rentals, you can hire an accident replacement vehicle and we’ll charge the cost directly to the at-fault driver’s insurer. With this service, you don’t need to provide a deposit or any of your credit card details either. While this isn’t a commonly known option, it is easy to get started by applying online or over the phone.
If you were at fault in the accident and have replacement vehicle cover with your insurance, Acorn can also help you to recover the costs of a rental car from your insurer.
Get your car repaired
Where you go to get your car repaired may be determined by your insurer. Some have authorised repairers or their own assessment centre where you must take your car to, while other policies let you choose your own repairer. Make sure you get this information clearly from your insurer to ensure you’re complying with the terms of your policy.
If you don’t have insurance, where you get your car repaired is up to you. Get a clear written estimate from the repairer before you authorise them to do any work on your car. You may need to get a couple of quotes from different repairers to send to the at-fault driver or their insurance company if you will be asking for damages from them. Victoria Legal Aid has resources and information available to help you with claiming for damages if you are in this situation following a car accident in Melbourne.